Clarify paypal payments

Is the 2.9% if the payers us a credit card? Or is that on every transaction even if they have a balance on their paypal account.
the trooptrack fee is to have it automatically go into the indicated account vs. if they paid us and we had to enter the tranaction manually?

The fee applies anywhere you use paypal or stripe in TroopTrack. If you choose to accept paypal transactions outside of TroopTrack and just keep a ledger within the site, that’s perfectly fine, too.